How do I reduce the Motor Insurance premium for Lady Drivers?
Answer:
Insurers by reviewing their claims history consider women drivers to be safer than men.
- They generally have fewer driving convictions.
- They are involved in fewer serious accidents
- They tend not to drive as many miles annually
- Their attitude towards driving and other road users is generally more considered
- They tend to drive more slowly and therefore when they have accidents the losses arising tend to be less than their male counterparts
To reflect the above Insurers tend to provide lower Insurance Premiums for female drivers particularly up to the age of 30. After this age the difference in premium is not as significant.
Some Insurers issue special Lady / Women Policies
When searching for a quotation it is worthwhile approaching these Companies but also make enquiries with other Insurers who do not offer such specialized policies to make sure you obtain the most cost effective cover
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